{"id":4794,"date":"2024-03-07T15:46:33","date_gmt":"2024-03-07T14:46:33","guid":{"rendered":"https:\/\/adultsforfuture.eu\/?page_id=4794"},"modified":"2024-07-03T11:41:25","modified_gmt":"2024-07-03T09:41:25","slug":"modulo-3","status":"publish","type":"page","link":"https:\/\/adultsforfuture.eu\/pt-pt\/online-course-pt\/modulo-3","title":{"rendered":"m\u00f3dulo 3"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4794\" class=\"elementor elementor-4794 elementor-3341\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f51bc98 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f51bc98\" data-element_type=\"section\" data-e-type=\"section\" id=\"intro\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3296397\" data-id=\"3296397\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3856a0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c3856a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Introdu\u00e7\u00e3o<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69ca093 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"69ca093\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50052df elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"50052df\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Breve descri\u00e7\u00e3o da unidade<\/strong>: Nesta unidade, aprender\u00e1 o conceito de investimentos verdes, compreender\u00e1 os seus benef\u00edcios e aprender\u00e1 a informar-se financeiramente. Discutiremos a import\u00e2ncia do seguro ambiental e das quest\u00f5es de sa\u00fade. No final, ir\u00e1 apreciar o papel dos investimentos verdes na promo\u00e7\u00e3o da sustentabilidade.<\/p><p><strong>Declara\u00e7\u00e3o de compet\u00eancias<\/strong><\/p><p>Depois de concluir este m\u00f3dulo, ter\u00e1 a compet\u00eancia para tomar decis\u00f5es informadas sobre investimentos verdes e o seu papel na promo\u00e7\u00e3o da sustentabilidade.<\/p><p><strong>Resultados de aprendizagem<\/strong>:<\/p><ul><li>Compreender a ideia de investimento ecol\u00f3gico para um ambiente sustent\u00e1vel.<\/li><li>Explorar e compreender orienta\u00e7\u00f5es importantes sobre investimento ecol\u00f3gico, especialmente para planos de reforma.<\/li><li>Aprender a fazer investimentos ecol\u00f3gicos, avaliar os seus aspetos financeiros e alinhar as suas finan\u00e7as pessoais com pr\u00e1ticas sustent\u00e1veis para um futuro melhor.<\/li><\/ul><p>\u00a0<\/p><p><strong>Palavras-chave<\/strong>: Investimentos verdes; Sustentabilidade; Literacia financeira; Avalia\u00e7\u00e3o de risco; Futuro sustent\u00e1vel; Seguros; Autonomia.<\/p><p><strong>Dura\u00e7\u00e3o prevista<\/strong>: 6 horas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08e2f3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08e2f3e\" data-element_type=\"section\" data-e-type=\"section\" id=\"green\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-466219c\" data-id=\"466219c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc39896 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fc39896\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Introdu\u00e7\u00e3o aos Investimentos Sustent\u00e1veis<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1014055 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"1014055\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6b6beb elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"b6b6beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os investimentos verdes s\u00e3o actividades de investimento financeiro que apoiam projetos, empresas ou iniciativas sustent\u00e1veis do ponto de vista ambiental. Estes investimentos t\u00eam por objetivo ter um impacto ambiental positivo, como a redu\u00e7\u00e3o das emiss\u00f5es de carbono, a promo\u00e7\u00e3o das energias renov\u00e1veis e o incentivo a pr\u00e1ticas que contribuam para a conserva\u00e7\u00e3o e a sustentabilidade do ambiente.<\/p><p>\u00a0<\/p><p><strong>Benef\u00edcios dos Investimentos Verdes<\/strong>:<\/p><ul><li><strong>Impacto ambiental<\/strong>: Os investimentos verdes apoiam iniciativas amigas do ambiente que visam reduzir a polui\u00e7\u00e3o e proteger o ambiente. Isto pode dar-lhe um sentimento de orgulho por deixar uma marca positiva no planeta para as gera\u00e7\u00f5es futuras.<\/li><li><strong>Potencial de retorno<\/strong>: Os investimentos verdes podem ser financeiramente lucrativos. Os projetos de energias renov\u00e1veis, por exemplo, oferecem frequentemente rendimentos competitivos. Isto pode ajud\u00e1-lo a aumentar as suas poupan\u00e7as.<\/li><li><strong>Sustentabilidade a longo prazo<\/strong>: Os investimentos verdes est\u00e3o em linha com os objectivos de sustentabilidade a longo prazo. Ao investir nestes sectores, pode garantir um futuro financeiro mais est\u00e1vel, mesmo na reforma.<\/li><li><strong>Vantagens fiscais<\/strong>: Alguns investimentos verdes oferecem incentivos e benef\u00edcios fiscais, ajudando-o a poupar nos impostos.<\/li><li><strong>Investimento \u00e9tico<\/strong>: Os investimentos verdes permitem-lhe alinhar as suas decis\u00f5es financeiras com os seus valores pessoais.<\/li><\/ul><p>\u00a0<\/p><p><strong>Alguns exemplos de Investimentos Sustent\u00e1veis<\/strong>:<\/p><p><strong>Contas de poupan\u00e7a ecol\u00f3gicas<\/strong>: Considere abrir uma conta poupan\u00e7a verde num banco local ou numa cooperativa de cr\u00e9dito. Com estas contas, as suas poupan\u00e7as s\u00e3o atribu\u00eddas a projectos e empresas amigos do ambiente. Desta forma, pode fazer crescer o seu dinheiro e, ao mesmo tempo, apoiar o ambiente.<\/p><p><strong>Investir em pain\u00e9is solares<\/strong>: Invista em pain\u00e9is solares para a sua casa. A energia solar n\u00e3o s\u00f3 \u00e9 amiga do ambiente, como tamb\u00e9m pode poupar dinheiro nas contas de eletricidade. Muitos governos oferecem incentivos e programas para tornar este investimento mais acess\u00edvel.<\/p><p><strong>Projectos comunit\u00e1rios<\/strong>: Participe em projectos comunit\u00e1rios locais que promovam a sustentabilidade. Isto pode significar investir mais tempo e energia do que dinheiro. Juntar-se a uma horta comunit\u00e1ria ou apoiar iniciativas locais amigas do ambiente pode ter um impacto positivo.<\/p><p><strong>Empresas de eletricidade\/g\u00e1s ecol\u00f3gicas<\/strong>: Algumas empresas de eletricidade e g\u00e1s funcionam como cooperativas. Paga-se uma pequena taxa de ades\u00e3o para apoiar a empresa, mas os pre\u00e7os s\u00e3o competitivos, utilizam energia renov\u00e1vel e partilham os lucros entre os membros no final do ano.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-969f546 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"969f546\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a35b110 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a35b110\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Material pr\u00e1tico<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f092c18 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"f092c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Atividade 1 \u201cCart\u00f5es de reflex\u00e3o sobre investimentos ecol\u00f3gicos\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d4905a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d4905a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9efee27\" data-id=\"9efee27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20f442d elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"20f442d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act1-PT.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 1 - PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6806cfa\" data-id=\"6806cfa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4c299d elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a4c299d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act1-PT.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 1 - Edit\u00e1vel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3950e97 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3950e97\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Atividade 2 \u201cCa\u00e7a ao tesouro do investimento ecol\u00f3gico\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bdd54db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdd54db\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c7f7c4\" data-id=\"5c7f7c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55414b6 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"55414b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act2-PT.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 2 - PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cd619b8\" data-id=\"cd619b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3137bd5 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"3137bd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act2-PT.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 2 - Edit\u00e1vel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b08cf0 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4b08cf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Apresenta\u00e7\u00e3o<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c976e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c976e3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-32234a3\" data-id=\"32234a3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb9f2f8 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"eb9f2f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Pres-PT.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Apresenta\u00e7\u00e3o\u00a0- PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-77294f5\" data-id=\"77294f5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c3b79c elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"7c3b79c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Pres-PT.pptx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Apresenta\u00e7\u00e3o - Edit\u00e1vel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5ab2bf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c5ab2bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9542fc6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9542fc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Atividades para reflex\u00e3o<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0ad015b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ad015b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0989959\" data-id=\"0989959\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be8328a elementor-invisible elementor-widget elementor-widget-image\" data-id=\"be8328a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png\" class=\"attachment-large size-large wp-image-3360\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-de3b17e\" data-id=\"de3b17e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dc4989 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1dc4989\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Como acha que os investimentos verdes se enquadram nos seus valores e objectivos, especialmente como um adulto mais velho?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4a1484b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a1484b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d3ec0ea\" data-id=\"d3ec0ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0c4952 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d0c4952\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png\" class=\"attachment-large size-large wp-image-3365\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e0e5714\" data-id=\"e0e5714\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e69c48 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4e69c48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A informa\u00e7\u00e3o fornecida nesta unidade mudou a sua perspetiva sobre o investimento para a sustentabilidade? Se sim, como?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d55b80 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"9d55b80\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"449\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-1024x575.jpg\" class=\"attachment-large size-large wp-image-3382\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-1024x575.jpg 1024w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-300x169.jpg 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-768x432.jpg 768w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-1536x863.jpg 1536w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments2-2048x1151.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c58df0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c58df0d\" data-element_type=\"section\" data-e-type=\"section\" id=\"policies\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a14bd5a\" data-id=\"a14bd5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69c1801 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"69c1801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Pol\u00edticas e Regulamentos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c1b00 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"c9c1b00\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e170a5 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"8e170a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para compreender plenamente os investimentos verdes, \u00e9 necess\u00e1rio analisar as pol\u00edticas e os regulamentos. Compreender as pol\u00edticas e os regulamentos ajuda-nos a tomar decis\u00f5es de investimento informadas e respons\u00e1veis. Ao apoiar estas pol\u00edticas, estamos a salvaguardar o nosso bem-estar financeiro e a ter um impacto positivo no ambiente. Comecemos por definir estes dois conceitos:<\/p><ul><li><strong>Pol\u00edticas<\/strong>: As pol\u00edticas s\u00e3o regras ou diretrizes estabelecidas por governos ou organiza\u00e7\u00f5es. Estas pol\u00edticas s\u00e3o utilizadas para criar uma forma estruturada e respons\u00e1vel de fazer as coisas. Estas diretrizes encorajam-nos a tomar decis\u00f5es respons\u00e1veis no que diz respeito aos nossos investimentos, especialmente em projetos e iniciativas que tenham um impacto positivo no ambiente.<\/li><\/ul><p>\u00a0<\/p><ul><li><strong>Regulamentos<\/strong>: Pense nas regras como instru\u00e7\u00f5es para as pol\u00edticas. Dizem-nos como seguir as regras e oferecem pr\u00e9mios ou penaliza\u00e7\u00f5es. S\u00e3o como um guia para garantir que as nossas escolhas nos beneficiam a n\u00f3s e ao ambiente. Conhecer estas regras \u00e9 importante para fazer investimentos amigos do ambiente, proteger os nossos interesses e construir um futuro mais verde.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-283036d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"283036d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-885f489 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"885f489\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Material pr\u00e1tico<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-586ad4d elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"586ad4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Atividade 3 \u201cExplorador do Investimento Verde\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-074e1ba elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"074e1ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>jogo de tabuleiro<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3c9b2a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3c9b2a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a29c8f1\" data-id=\"a29c8f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60fc7a2 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"60fc7a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act3-PT.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 3 - PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-169dc5a\" data-id=\"169dc5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-defe7d5 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"defe7d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act3-PT.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 3 - Edit\u00e1vel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e307d42 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e307d42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33a4d1b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"33a4d1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Atividades  para reflex\u00e3o<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9b712b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b712b1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dfe28cc\" data-id=\"dfe28cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e8be8d elementor-invisible elementor-widget elementor-widget-image\" data-id=\"2e8be8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png\" class=\"attachment-large size-large wp-image-3360\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ecc4243\" data-id=\"ecc4243\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb5c807 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"fb5c807\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Qu\u00e3o importante acha que \u00e9 para os adultos mais velhos saberem sobre as pol\u00edticas globais de investimento verde?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0c58146 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c58146\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f33ca5f\" data-id=\"f33ca5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70e5271 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"70e5271\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png\" class=\"attachment-large size-large wp-image-3365\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c6557a8\" data-id=\"c6557a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c5dc65 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9c5dc65\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Como adulto mais velho, que papel v\u00ea na defesa de pol\u00edticas que promovam o investimento verde?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b85c219 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"b85c219\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-1024x768.jpg\" class=\"attachment-large size-large wp-image-3391\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-1024x768.jpg 1024w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-300x225.jpg 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-768x576.jpg 768w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-1536x1152.jpg 1536w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/policies-2048x1536.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c26bf29 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c26bf29\" data-element_type=\"section\" data-e-type=\"section\" id=\"risk\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c000e8a\" data-id=\"c000e8a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71ec46e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"71ec46e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Compreender o risco e rendimentos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7943039 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"7943039\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ecc064 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2ecc064\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Riscos<\/strong>: os imponder\u00e1veis ou perdas potenciais que podem ocorrer num investimento. Isto \u00e9 semelhante a compreender a imprevisibilidade de uma viagem que se pode fazer. Por exemplo, um investimento numa empresa em fase de arranque (uma nova empresa que se concentra em trazer produtos ou servi\u00e7os inovadores para o mercado) que trabalha com tecnologias de energias renov\u00e1veis pode acarretar riscos mais elevados do que um investimento numa empresa de energia solar j\u00e1 estabelecida. \u00c9 importante compreender que nem todos os investimentos s\u00e3o igualmente seguros e que a compreens\u00e3o destes riscos ajuda-nos a proteger os nossos recursos financeiros.<\/p><p><strong>Rendimentos<\/strong>: Os rendimentos, por outro lado, s\u00e3o os ganhos ou recompensas financeiras que resultam de um investimento. Pense nisso como o lucro que obt\u00e9m com o investimento que escolheu. Por exemplo, se investir numa obriga\u00e7\u00e3o verde, o retorno consiste frequentemente nos juros que o emitente paga ao longo do tempo.<br \/>Equilibrar o risco e a rendibilidade \u00e9 fundamental para tomar boas decis\u00f5es de investimento. Trata-se de encontrar o equil\u00edbrio certo entre a prote\u00e7\u00e3o dos seus recursos financeiros e a contribui\u00e7\u00e3o para um futuro mais sustent\u00e1vel. Ao compreender a rela\u00e7\u00e3o entre risco e rendibilidade, estamos mais aptos a tomar decis\u00f5es de investimento que s\u00e3o consistentes com os nossos objectivos financeiros e valores \u00e9ticos.<\/p><p>Eis alguns pontos b\u00e1sicos sobre o risco e a rentabilidade que \u00e9 importante conhecer:<\/p><ul><li><strong>Toler\u00e2ncia ao risco<\/strong>: Refere-se \u00e0 sua disponibilidade para aceitar um determinado n\u00edvel de risco nos seus investimentos. Conhecer a sua toler\u00e2ncia ao risco \u00e9 importante porque o ajuda a tomar decis\u00f5es que est\u00e3o de acordo com o seu bem-estar e objectivos a longo prazo.<\/li><li><strong>Diversifica\u00e7\u00e3o<\/strong>: Diversificar os seus investimentos significa distribuir o seu dinheiro por diferentes tipos de ativos. Isto ajuda-o a reduzir o risco, porque se um investimento n\u00e3o for bem-sucedido, outros podem ser bem-sucedidos. Assim, n\u00e3o coloca todos os seus ovos no mesmo cesto.<\/li><li><strong>Horizonte temporal<\/strong>: O horizonte temporal significa quanto tempo planeia investir antes de precisar do seu dinheiro. Se puder investir durante mais tempo, o seu dinheiro tem a possibilidade de recuperar das subidas e descidas do mercado e pode beneficiar dos juros compostos. \u00c9 por isso que, com um per\u00edodo mais longo, pode correr um pouco mais de risco. Por outro lado, se precisar do seu dinheiro mais cedo, pode n\u00e3o ter tempo suficiente para recuperar das altera\u00e7\u00f5es do mercado. Nesse caso, \u00e9 mais inteligente escolher investimentos mais seguros para proteger o seu dinheiro.<\/li><li><strong>Infla\u00e7\u00e3o<\/strong>: A infla\u00e7\u00e3o \u00e9 o aumento geral dos pre\u00e7os, o que significa que o valor do seu dinheiro diminui ao longo do tempo. \u00c9 importante compreender a infla\u00e7\u00e3o porque pode afetar o seu poder de compra e o rendimento real dos seus investimentos.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eee7be6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"eee7be6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30c808d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"30c808d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Material pr\u00e1tico<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5588e48 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5588e48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Atividade 4 \u201cPitch Investimento Verde\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-abcb11d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abcb11d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-41eca0e\" data-id=\"41eca0e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d937786 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"d937786\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act4-PT.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 4 - PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4a7a1da\" data-id=\"4a7a1da\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09ec873 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"09ec873\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/adultsforfuture.eu\/docs\/pt\/Module3\/AFF_Module3_Act4-PT.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarregar Atividade 4 - Edit\u00e1vel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-293b98f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"293b98f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e21b8fc elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e21b8fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Atividades para reflex\u00e3o<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-71c92f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71c92f6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7e5c1c4\" data-id=\"7e5c1c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7a8c5d elementor-invisible elementor-widget elementor-widget-image\" data-id=\"e7a8c5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png\" class=\"attachment-large size-large wp-image-3360\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero1-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9e8f1e0\" data-id=\"9e8f1e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49a9e46 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"49a9e46\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Qu\u00e3o importante acha que \u00e9 saber sobre as pol\u00edticas globais de investimento verde?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2bdb05e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bdb05e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-892b326\" data-id=\"892b326\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e71115 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"0e71115\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"402\" height=\"402\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png\" class=\"attachment-large size-large wp-image-3365\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2.png 402w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-300x300.png 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero2-150x150.png 150w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-271de54\" data-id=\"271de54\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c022c7d elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"c022c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Que papel v\u00ea na defesa de pol\u00edticas que promovam o investimento verde?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cc7d81d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc7d81d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f3d72bb\" data-id=\"f3d72bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af91992 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"af91992\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"391\" height=\"393\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero3.png\" class=\"attachment-large size-large wp-image-3396\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero3.png 391w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero3-298x300.png 298w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/numero3-150x150.png 150w\" sizes=\"(max-width: 391px) 100vw, 391px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-119d7e9\" data-id=\"119d7e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65d377b elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"65d377b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Os investimentos verdes t\u00eam benef\u00edcios a longo ou curto prazo?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e97142 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"3e97142\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-1024x683.jpg\" class=\"attachment-large size-large wp-image-3406\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-1024x683.jpg 1024w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-300x200.jpg 300w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-768x512.jpg 768w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-1536x1024.jpg 1536w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/green-investments3-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a43553 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a43553\" data-element_type=\"section\" data-e-type=\"section\" id=\"unit\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea2073\" data-id=\"8ea2073\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ac381b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7ac381b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Resumo do M\u00f3dulo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1849c0 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"f1849c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f606e0f elementor-invisible elementor-widget elementor-widget-image\" data-id=\"f606e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"666\" height=\"1024\" src=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-666x1024.png\" class=\"attachment-large size-large wp-image-4779\" alt=\"\" srcset=\"https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-666x1024.png 666w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-195x300.png 195w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-768x1182.png 768w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-998x1536.png 998w, https:\/\/adultsforfuture.eu\/wp-content\/uploads\/Module-3-pt-1331x2048.png 1331w\" sizes=\"(max-width: 666px) 100vw, 666px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f410761 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f410761\" data-element_type=\"section\" data-e-type=\"section\" id=\"quiz\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2df087a\" data-id=\"2df087a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abfdb8e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"abfdb8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Quiz<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-505443a elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"505443a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba76368 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-html\" data-id=\"ba76368\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe src=\"https:\/\/adultsforfuture.eu\/wp-admin\/admin-ajax.php?action=h5p_embed&id=35\" width=\"1118\" height=\"338\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" title=\"Module1-Quiz\"><\/iframe><script src=\"https:\/\/adultsforfuture.eu\/wp-content\/plugins\/h5p\/h5p-php-library\/js\/h5p-resizer.js\" charset=\"UTF-8\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80e271a elementor-invisible elementor-widget elementor-widget-shortcode\" data-id=\"80e271a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"h5p-iframe-wrapper\"><iframe id=\"h5p-iframe-35\" class=\"h5p-iframe\" data-content-id=\"35\" style=\"height:1px\" src=\"about:blank\" frameBorder=\"0\" scrolling=\"no\" title=\"Module3-Quiz-pt\"><\/iframe><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4a4980 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4a4980\" data-element_type=\"section\" data-e-type=\"section\" id=\"further\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d7123a\" data-id=\"6d7123a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe86b6a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fe86b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Leitura Complementar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39ebc95 elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"39ebc95\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d59f99 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"0d59f99\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Maher, Gemma. 5 Best investment platforms for sustainable investments. Compare Investments.<br \/><a href=\"https:\/\/compareandinvest.co.uk\/5-best-investment-platforms-for-sustainable-investments\/\">https:\/\/compareandinvest.co.uk\/5-best-investment-platforms-for-sustainable-investments\/<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Stein, Z. (2023, September 29). Green Investments. Carbon Collective.<br \/><a href=\"https:\/\/www.carboncollective.co\/sustainable-investing\/page\/23\">https:\/\/www.carboncollective.co\/sustainable-investing\/page\/23<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Chen, J. (2022, November 1). Guide to Green Investing. Investopedia.<br \/><a href=\"https:\/\/www.investopedia.com\/terms\/g\/green-investing.asp\">https:\/\/www.investopedia.com\/terms\/g\/green-investing.asp<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Invest your values. Five steps to a sustainable retirement plan.<br \/><a href=\"https:\/\/investyourvalues.org\/action-center\/employees\">https:\/\/investyourvalues.org\/action-center\/employees<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Smith, K. A. (2021, August 25). Socially Responsible Investing For Retirement. Forbes ADVISOR.<br \/><a href=\"https:\/\/www.forbes.com\/advisor\/retirement\/socially-responsible-investing-sri\/\">https:\/\/www.forbes.com\/advisor\/retirement\/socially-responsible-investing-sri\/<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Wallstreetmojo Team. Sustainable Investing.<br \/><a href=\"https:\/\/www.wallstreetmojo.com\/sustainable-investing\/\">https:\/\/www.wallstreetmojo.com\/sustainable-investing\/<\/a><\/li><\/ul><p>\u00a0<\/p><ul><li>Sustainable investing strategies: What are the differences? Logo Triodos Investment Management<br \/><a href=\"https:\/\/www.triodos-im.com\/knowledge-centre\/sustainable-investing-strategies\">https:\/\/www.triodos-im.com\/knowledge-centre\/sustainable-investing-strategies<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b706b88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b706b88\" data-element_type=\"section\" data-e-type=\"section\" id=\"references\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-94e2e2a\" data-id=\"94e2e2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-174f526 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"174f526\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. Refer\u00eancias<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a470dd elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"6a470dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c1fecc elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1c1fecc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Spinaci, S. (2021, February). Green and Sustainable Finance. Members\u2019 Research Service. PE 679.081.<\/p><p>Policy note on Green Investment. (2016, March 7). COP21 Paris Agreement: Business Perspectives on Energy Markets and Green Investment.<\/p><p>UN Environment Programme. Facilitating Green Investment and Financing.<\/p><p>European Commission. Investing in a Green Future. Retrieved from <a href=\"https:\/\/commission.europa.eu\/strategy-and-policy\/priorities-2019-2024\/european-green-deal\/finance-and-green-deal_en#:~:text=Investing%20in%20a%20green%20future,-To%20achieve%20the&amp;text=EU%20countries%20must%20devote%20at,reforms%20that%20support%20climate%20objectives\">https:\/\/commission.europa.eu\/strategy-and-policy\/priorities-2019-2024\/european-green-deal\/finance-and-green-deal_en#:~:text=Investing%20in%20a%20green%20future,-To%20achieve%20the&amp;text=EU%20countries%20must%20devote%20at,reforms%20that%20support%20climate%20objectives<\/a><\/p><p>Inderst, G., Kaminker, Ch., Stewart, F. (2012). Defining and Measuring Green Investments: Implications for Institutional Investors&#8217; Asset Allocations. OECD Working Papers on Finance, Insurance and Private Pensions, No.24, OECD Publishing.<\/p><p>Shuwaikh, F., Benkraiem, R. &amp; Dubocage, E. (2023). Investment in Green Innovation: How does It Contribute to Environmental and Financial Performance? Journal of Innovation Economics &amp; Management, 41, 107-149. DOI: <a href=\"https:\/\/doi.org\/10.3917\/jie.pr1.0137\">https:\/\/doi.org\/10.3917\/jie.pr1.0137<\/a><\/p><p>Corfee-Morlot, J., et al. (2012). Towards a Green Investment Policy Framework: The Case of Low-Carbon, Climate-Resilient Infrastructure. OECD Environment Working Papers, No. 48, OECD Publishing, Paris. DOI: <a href=\"https:\/\/doi.org\/10.1787\/5k8zth7s6s6d-en\">https:\/\/doi.org\/10.1787\/5k8zth7s6s6d-en<\/a><\/p><p>Bakken, R. (2021, August 9). What Is Sustainable Finance and Why Is It Important? Harvard Extension School.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Introdu\u00e7\u00e3o Breve descri\u00e7\u00e3o da unidade: Nesta unidade, aprender\u00e1 o conceito de investimentos verdes, compreender\u00e1 os seus benef\u00edcios e aprender\u00e1 a informar-se financeiramente. Discutiremos a import\u00e2ncia do seguro ambiental e das quest\u00f5es de sa\u00fade. No final, ir\u00e1 apreciar o papel dos investimentos verdes na promo\u00e7\u00e3o da sustentabilidade. Declara\u00e7\u00e3o de compet\u00eancias Depois de concluir este m\u00f3dulo, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":2610,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4794","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/4794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/comments?post=4794"}],"version-history":[{"count":40,"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/4794\/revisions"}],"predecessor-version":[{"id":7843,"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/4794\/revisions\/7843"}],"up":[{"embeddable":true,"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/2610"}],"wp:attachment":[{"href":"https:\/\/adultsforfuture.eu\/pt-pt\/wp-json\/wp\/v2\/media?parent=4794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}